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Sallie Mae's 1-2-3 Approach to Paying for College

With Sallie Mae's 1-2-3 Approach to Paying for College, we encourage students and families to tap the most affordable education funds first and minimize education loan debt upon graduation.

Step 1.

Use Free Money First. Students should fill out the FAFSA to access need-based grants and research and apply for scholarships. Students should consider supplementing grants and scholarships with current income and college savings.
Step 2.

Explore Federal Loans. Available to both students and parents regardless of need, federal loans offer low, fixed interest rates and flexible repayment options.
Step 3.

Fill Any Gap with Private Student Loans. After students have pursued free money and federal loans, private student loans may be available to cover the rest of their education costs.

Graduate student loans @ iStudentloan

Private Graduate Student Loans @ iStudentloan

Theres still time to find a private or alternative student loan option which can cover up to to help with costs not covered by federal loans and other aid. A Private Student Loan option allows you to get a loan for school with competitive rates and flexible repayment options.

New: SunTrust Academic Answer

SunTrust Academic Answer Loan
- Borrow up to $100,000 for undergraduate study, and $150,000 for graduate study* with a maximum per academic year of your school's cost of attendance, minus any federal loans, scholarships, or grants.

* Undergraduate aggregate amount is $100,000 (includes all student loans and any unsecured, deferred consumer debt); Graduate aggregate amount is $150,000 (includes all undergraduate and graduate student loans combined and any unsecured, deferred consumer debt)

Smart Option Student Loan®