College student credit cards are offered in many places, such as on college campuses, over the telephone, through the mail and online. It is important to educate yourself on building strong credit before applying for student credit cards. The misuse of a credit card can lead to a negative credit score; while smart credit usage in conjunction with a budget can lead to a positive credit history. A student credit card should not be sought after because everyone else in your class has one. A credit card can come in handy for planned expenses and in case of emergencies. Please note that credit cards are no longer offered on this website.